Financing

A new system shouldn't wait on a savings account

Furnaces and air conditioners rarely fail on a convenient schedule. That's why we partner with BrightPath Home Finance, a consumer lender that works exclusively with licensed home-service contractors, so a comfortable house doesn't have to wait for a comfortable bank balance.

Financing is available on complete system replacements, heat pump and mini-split installations, and larger repairs over $1,000.

Plans that fit real budgets

• 12-Month Same-As-Cash — no interest at all when the balance is paid in full within 12 months. The most popular choice for customers who want breathing room, not a loan.
• 36-Month Fixed — one flat monthly payment at a fixed rate, no prepayment penalty. Pay it off early any time and stop the interest cold.
• 60-Month Fixed — the lowest monthly payment, sized so a high-efficiency system's energy savings cover a meaningful chunk of it.

Every option has no application fee, no prepayment penalty, and a fixed rate — the payment on your approval letter is the payment, period.

How it works

1. Get your estimate. Your written good-better-best quote shows an estimated monthly payment next to each option, so you can compare real numbers, not just totals.
2. Apply in minutes. Most applications take under ten minutes, and BrightPath starts with a soft credit check for pre-qualification — your score isn't touched until you accept an offer.
3. Get a decision fast. Most applicants see an answer the same day, usually within minutes.
4. We get to work. Approval in hand, we schedule your installation — often within the week. Your first payment isn't due until after the job is done and you've signed off on it.

Prefer to apply by phone?

Not everyone loves online forms, and you shouldn't need one to get warm. Call the office at (208) 555-0148 and ask for a financing application — our team will take your information over the phone and walk the application through with BrightPath while you're on the line. Ten minutes, no computer required.

The fine print, in plain English

All financing is subject to credit approval by BrightPath Home Finance; rates and terms depend on creditworthiness and the amount financed. Same-as-cash plans accrue no interest only when the full balance is paid within the promotional period. Cedar Peak Heating & Air is not a lender and receives no commission tied to your rate — we offer financing because customers ask for it, not because it pays us to push it.